Your Cigna Dentist in Poughkeepsie Accepts Dental Insurance
Dental insurance is a wonderful investment in your and your family’s oral health. If you are covered by an insurance plan, it’s time to find a dentist who accepts it. At Hudson Valley Dental Arts, we are in-network with Cigna dental insurance and will gladly accept and file dental insurance claims from most providers. Keep reading to learn more about dental insurance and how we can help you make the most out of yours.
How Dental Insurance Works
Dental insurance is kind of like a benefits plan for you yo use at your dentist’s office. In exchange for a set monthly premium that usually costs around $50, you and anyone else who is covered under your plan are eligible to receive discounts on a list of preventive, general, and restorative dentistry services throughout the year.
Patients with Cigna dental insurance can receive their savings right away when they visit our office, because we are in-network with this plan. But you can still visit us with another policy, too. Unlike with medical insurance, you are not necessarily penalized for going out of your network. If you have a PPO plan, we can accept it and will help you by filing the claim to ensure that you receive the maximum reimbursement.
What Dental Insurance Covers
The specifics of your dental insurance will vary based on a few factors that are determined at the time of enrollment. You or your employer may make certain decisions to lower the cost of your copay or raise your annual maximum, for example. In general, though, you can expect your coverage to look like this:
- Preventive care is 100% covered by dental insurance. This includes your six month checkups and cleanings as well as X-rays and possibly dental sealants/fluoride.
- Restorative care is covered between 50% and 80%, depending on the complexity of the service being rendered.
- Cosmetic dentistry and other elective treatments are typically not eligible for coverage through dental insurance.
How to Make the Most Out of Dental Insurance
We can help you make strategic decisions to stretch your dental insurance benefits from year to year. The key to making the most out of your investment is to take advantage of the six month checkups and cleanings that keep your smile healthy and help you avoid the need for restorative dental care altogether.
Dental insurance can be confusing, so we do our best to communicate with our patients to help eliminate surprises. Our insurance specialist will work to maximize your benefits, but please be prepared to pay your co-pay, deductible, and any remaining balance at the time that services are rendered.
Schedule an Appointment and Start Saving Today!
If you are ready to take advantage of your dental insurance coverage with a trusted dentist, don’t wait to schedule an appointment with Hudson Valley Dental Arts. We will help you make the most out of your investment -- for the good of your wallet and your smile! You are invited to contact us today.